Singer and songwriter Karen Zoid
Singer and songwriter Karen Zoid

SOUTH African queen of rock Karen Zoid talks to Loni Prinsloo about money matters, from her busking days as a student in the Johannesburg suburb of Melville to her latest album, due for release this year.

What is your money weakness?

Guitars.

What would you do if you won the jackpot?

Take my family to Disney World, where I’ll think how I’ll invest the rest of the money while standing in a queue outside the princess palace.

What has been your biggest luxury?

In theory you can only play one guitar at a time, and even though having multiple guitars is a luxury, great instruments inspire me to become a better musician and songwriter.

Are you a spender or a saver?

A little bit of both.

What has been your best money advice?

It takes money to make money.

Why did you choose your career?

Music is the most beautiful thing in God’s creation.

Who are some of your career role models?

Piet Botha, Vusi Mahlasela, Dorothy Masuka, Claire Johnston, Johannes Kerkorrel.

Have you ever been in debt?

Luckily, I’ve never been in debt. As a student I used to waiter and busked in Melville. I always knew you have to work hard for your money. Those times were hard, but also a lot of fun.

What is your career ambition?

To play music until the day I die.

How do you tip?

Very well. I was a waitress for four years. Waiters talk about customers, and people who tip decently gain preference and better service. It really is hard work to be a waiter — the good ones deserve a good tip.

Do you have any special money plans for 2014?

I’m investing my money in a new album, which we plan to release in June or July. As an artist, it’s very important to keep on creating and producing new work material. It is a very costly exercise, but one can see it as an investment. It keeps you relevant as an artist, creates new business opportunities and, of course, an income through CD sales, tours and royalties.

• This article was first published in Sunday Times: Business Times